What is a Credit Card Dump?

A Credit Card Dump is a stolen card that is sold on an auction site. The buyer of the dump clones the stolen card and sells it on the site to other people. These dumps are often given with pin tutorials. There are two main types of dumps: skimmed and hacked. A skimmed dump has the highest quality information. These cards are swiped onto a Mag Stripe reader and have the correct information for tracks 1 and 2. Hacked dumps are simply stolen from databases.

The dumped data includes 1,221,551 credit card and debit card records and social security numbers of cardholders in the United States and a wide variety of other countries. American Express was the largest company impacted by the leak. The top ten countries with the highest number of victims were the U.S. and Germany.

Credit card dumps are often stolen through malicious software that is installed on point-of-sale devices. Once on a buyer's computer, the dump data can be encoded onto a new magnetic stripe and used to purchase merchandise. These stolen goods can be resold on the internet.

The process of obtaining a credit card dump sites is referred to as "skimming" or "phishing". A credit card skimming device is an illegal card reader that attaches to a real card reader. Automated teller machines are prime targets for this type of fraud. In addition to skimming, scammers can also obtain a credit card dump by hacking or installing spyware on a merchant's credit card machine.

A credit card dump is an illegal commodity and is often traded on an online black market. It allows an unauthorized person to use the card and make unauthorized charges. These scammers normally sell the stolen card in a global black market. It is important to never give out your credit card information over the Internet.

Dumps stores usually advertise the percentage of valid and canceled cards. Usually, cards with 90 percent or higher percent valid rates are sold at the highest prices. These are a good indication that the financial institutions or merchant has been breached. When buying a credit card from a dump store, you should read the information carefully. You don't want to end up paying a premium for a card that has been stolen.

Another way to avoid being scammed is to cancel your credit card. There are several ways to do this. You can also change your credit card issuer if the customer service is unhelpful. However, you should consider the benefits of a new card before you cancel your current card. Moreover, you might find it easier to get a better deal by switching to a new company.

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